Douglas, Sarpy and Pottawattamie counties logged 200 hail reports since 2021. Because the Omaha market straddles the Nebraska and Iowa border, roofers navigate varying state laws alongside aging housing stock. Here is the market by the numbers.
- Hail reports 1″+ in Douglas, Sarpy and Pottawattamie counties, 2025
- 51
- Largest hail since 2021: South Omaha Arpt, Jun 25, 2024
- 4.50″
- Owner-occupied homes in Omaha built before 2000
- 87.2%
- Housing units in Douglas, Sarpy and Pottawattamie counties
- 368K
Hail, year by year
Reports of hail 1 inch or larger across the Omaha metro area.
| Year | Douglas: all / 1″+ / 2″+ · largest | Sarpy: all / 1″+ / 2″+ · largest | Pottawattamie: all / 1″+ / 2″+ · largest | Hail days |
|---|---|---|---|---|
| 2021 | 5 / 5 / 2 · 2.50″ Aug 27 | 5 / 5 / 0 · 1.25″ Aug 7 | 4 / 4 / 1 · 2.50″ Jun 18 | 5 |
| 2022 | 14 / 14 / 1 · 2.00″ Jun 7 | 4 / 4 / 0 · 1.00″ Apr 12 | 8 / 8 / 1 · 2.75″ Sep 17 | 10 |
| 2023 | 35 / 35 / 9 · 2.75″ Jul 28 | 5 / 5 / 0 · 1.00″ Apr 14 | 5 / 5 / 1 · 2.00″ Apr 19 | 9 |
| 2024 | 18 / 18 / 2 · 3.00″ Jun 12 | 6 / 6 / 4 · 4.50″ Jun 25 | 8 / 8 / 3 · 2.50″ Jun 12 | 5 |
| 2025 | 34 / 34 / 3 · 3.00″ Apr 24 | 0 / 0 / 0 | 17 / 17 / 6 · 4.00″ Apr 17 | 3 |
| 2026 (Jan–Jun) | 15 / 13 / 0 · 1.25″ Apr 23 | 9 / 8 / 0 · 1.25″ Apr 23 | 5 / 5 / 0 · 1.00″ Apr 23 | 8 |
The latest hail days
Recent dates when significant hail was reported in the area.
- Jul 3, 2026 · up to 1.00″3 reports, largest near Gretna, Sarpy County
- Jun 13, 2026 · up to 1.00″6 reports, largest near Elkhorn, Douglas County
- May 18, 2026 · 1.00″near Elkhorn, Douglas County
- May 17, 2026 · 1.00″near Elkhorn, Douglas County
How old the homes are
Douglas County holds the oldest housing stock, while Sarpy County features significantly newer builds.
| Area | Housing units | Owner-occupied | Median year built (owners) | Owner homes built before 2000 | Built 2010+ |
|---|---|---|---|---|---|
| City of Omaha | 213,023 | 57.4% | 1971 | 87.2% | 4.1% |
| City of Council Bluffs | 27,616 | 63.1% | 1960 | 81.6% | 6.1% |
| Douglas County | 251,553 | 61.5% | 1977 | 73.9% | 12.1% |
| Sarpy County | 76,780 | 70.4% | 1997 | 54.9% | 21.8% |
| Pottawattamie County | 40,083 | 69.9% | 1966 | 80.5% | 6.8% |
ZIP codes with the oldest owner-occupied homes
ZIPs with at least 3,000 homes and at least 60% owner-occupied, oldest first.
| ZIP | County | Housing units | Owner-occupied | Median year built (owners) |
|---|---|---|---|---|
| 68107 | Douglas County | 10,164 | 61.7% | 1942 |
| 68112 | Douglas County | 4,543 | 75.1% | 1956 |
| 51501 | Pottawattamie County | 15,053 | 63.8% | 1958 |
| 51566 | Pottawattamie County | 3,432 | 63.7% | 1958 |
| 68124 | Douglas County | 6,992 | 62.2% | 1960 |
Rules every Omaha roofer works under
- Never waive the deductible. Under Nebraska law, a contractor cannot advertise or promise to pay, waive, or rebate a homeowner's insurance deductible.
- Iowa shares the ban. For jobs in Council Bluffs, Iowa law also strictly prohibits contractors from covering deductibles to win business.
- Omaha requires permits. The City of Omaha requires a building permit for all roof replacements, and contractors must be registered.
- Contract cancellation. Homeowners in Nebraska typically have the right to cancel a roofing contract within a specified window if their insurance claim is denied.
The market figures above are public records. Scout Data's roof lists are a separate product.
Frequently asked questions
How often does Omaha get severe hail?
Omaha sees severe hail across its metro counties regularly. From 2021 through mid-2026, the area logged 200 total hail reports, driving consistent demand for roof inspections and replacements.
Which Omaha ZIP codes have the oldest owner-occupied homes?
Among ZIPs with at least 3,000 housing units and a 60% owner-occupied rate, 68107 and 68112 in Douglas County have owner-occupied homes with a median build year in the 1940s.
Can a Nebraska roofer pay the homeowner’s deductible?
No. Nebraska law prohibits contractors from rebating or waiving any part of a homeowner's insurance deductible. Iowa enforces similar prohibitions for homes across the river in Council Bluffs.