Hillsborough and Pinellas counties logged just 9 hail reports of 1 inch or larger since 2021. However, nearly 90% of owner-occupied homes in St. Petersburg were built before 2000. Here is the market by the numbers, compared to Houston. Also see roof replacement statistics.
- Hail reports 1″+ in Hillsborough and Pinellas counties, 2025
- 3
- Largest hail since 2021: Plant Cty Hilsbro Ar, Apr 24, 2023
- 3.00″
- Owner-occupied homes in Tampa built before 2000
- 68.4%
- Housing units in Hillsborough and Pinellas counties
- 1.2M
Hail, year by year
Reports of hail 1 inch or larger across Hillsborough and Pinellas counties. Severe hail is exceptionally rare in the Tampa Bay area, making retail and wind-damage sales the primary driver for local roofers.
| Year | Hillsborough: all / 1″+ / 2″+ · largest | Pinellas: all / 1″+ / 2″+ · largest | Hail days |
|---|---|---|---|
| 2021 | 1 / 1 / 0 · 1.25″ May 30 | 0 / 0 / 0 | 1 |
| 2022 | 0 / 0 / 0 | 1 / 1 / 0 · 1.00″ Aug 8 | 1 |
| 2023 | 3 / 3 / 1 · 3.00″ Apr 24 | 0 / 0 / 0 | 2 |
| 2024 | 1 / 1 / 0 · 1.00″ Mar 5 | 0 / 0 / 0 | 1 |
| 2025 | 2 / 2 / 0 · 1.50″ Jun 2 | 1 / 1 / 0 · 1.00″ Jun 25 | 2 |
| 2026 (Jan–Jun) | 0 / 0 / 0 | 0 / 0 / 0 | 0 |
The latest hail days
- Jun 25, 2025 · 1.00″near Kenneth City, Pinellas County
- Jun 2, 2025 · up to 1.50″2 reports, largest near Tampa Vandenberg Arp, Hillsborough County
- Mar 5, 2024 · 1.00″near Plant Cty Hilsbro Ar, Hillsborough County
- Jun 4, 2023 · 1.00″near Branchton, Hillsborough County
How old the homes are
St. Petersburg and Pinellas County carry significantly older housing stock than the city of Tampa, with vast majorities of homes built well before modern hurricane codes.
| Area | Housing units | Owner-occupied | Median year built (owners) | Owner homes built before 2000 | Built 2010+ |
|---|---|---|---|---|---|
| City of Tampa | 182,425 | 50.3% | 1980 | 68.4% | 13.9% |
| City of St. Petersburg | 141,508 | 62.8% | 1964 | 89.4% | 4.8% |
| Hillsborough County | 630,692 | 61.5% | 1992 | 60.9% | 19.2% |
| Pinellas County | 520,107 | 69.5% | 1976 | 89.8% | 4% |
ZIP codes with the oldest owner-occupied homes
ZIP codes in the Tampa market with at least 3,000 housing units and 60% owner-occupied, ranked oldest first. Pinellas County completely dominates the oldest neighborhoods.
| ZIP | County | Housing units | Owner-occupied | Median year built (owners) |
|---|---|---|---|---|
| 33704 | Pinellas County | 8,879 | 66% | 1954 |
| 33713 | Pinellas County | 16,485 | 68.7% | 1956 |
| 33710 | Pinellas County | 16,712 | 81.9% | 1959 |
| 33714 | Pinellas County | 9,828 | 64.2% | 1965 |
| 33756 | Pinellas County | 15,269 | 61.1% | 1966 |
Florida rules every Tampa roofer works under
- The 25% rule exemption.The Florida Building Code historically required a full replacement if 25% of a roof was damaged. Under recent state law, if the roof was permitted on or after March 1, 2009, this rule no longer applies and partial repairs are allowed.
- Permits and wind codes are strict.Tampa and Hillsborough County require roofing permits for all replacements, and upcoming building code updates will further tighten wind-load calculations and require corrosion-resistant fasteners near the coast.
- Insurance age limits.Florida law prevents insurers from denying coverage solely based on roof age if the roof is less than 15 years old (or has at least 5 years of useful life left).
The market figures above are public records. Scout Data’s roof lists are a separate product.
Frequently asked questions
Does Tampa get enough hail to support a roofing business?
Barely. Hillsborough and Pinellas counties have only logged 9 hail reports of 1 inch or larger since 2021. Tampa roofers rely on retail replacements for aging housing stock and wind events rather than hail storms.
Does the Florida 25% rule force a full roof replacement?
Not always. While older roofs still fall under the rule requiring full replacement if 25% is damaged, roofs permitted on or after March 1, 2009 are exempt under state law and can be partially repaired.
Which Tampa Bay ZIP codes have the oldest homes?
St. Petersburg holds the oldest residential neighborhoods. ZIP codes 33704, 33713, and 33710 in Pinellas County lead the market, with median build years in the 1950s.